Todd

Todd is a digital platform that helps users plan for their loved ones' well-being after their passing. It allows users to securely manage essential personal, financial, and legal details in one place, ensuring their family and friends can access the information when needed. Todd serves as a modern solution for estate planning, asset allocation, and beneficiary management, simplifying the complex process of organizing one’s legacy.

The application offers an intuitive interface where users can store personal data, allocate assets to beneficiaries, manage liabilities, and even connect with legal advisors. With a focus on security, Todd ensures all stored data is encrypted, providing peace of mind that sensitive information is protected.

• Personal Information Management: Todd enables users to store essential personal details, including their own information, spouse or partner information, and details of past relationships like ex-spouses. It also records family and guardian contacts to ensure that emergency or essential connections are easily accessible. Users can keep an up-to-date list of friends and family members who may play an important role in managing posthumous matters.

• Services and Advisors: The platform provides a centralized way to store contact information for legal and financial professionals, including attorneys, accountants, and personal advisors. Users can also search for and connect with legal professionals directly through the app to assist with drafting wills, estate planning, and other crucial documents.

• Asset Management and Allocation: Todd allows users to document and organize a wide range of assets, including bank accounts, safety deposits, real estate, personal heirlooms, and investments. With these assets recorded, the application provides a streamlined way to allocate them to beneficiaries, either by specific value or by percentage. Users can manage distributions across multiple beneficiaries, ensuring their assets are divided according to their wishes. The system also keeps track of liabilities, helping users maintain a transparent view of their financial situation and ensure smooth asset transfers.

• Organization Associations: In addition to personal and financial information, Todd allows users to log their associations with various organizations, clubs, and professional bodies. This helps ensure that memberships and obligations with these entities are properly managed or transferred after the user’s passing.

• Legal Assistance for Will Preparation: Todd simplifies the process of creating a will by connecting users with attorneys who can provide expert advice and assist with drafting legally sound documents. The app offers guidance to users throughout the will preparation process, helping them document their wishes for asset distribution, funeral planning, and other end-of-life preferences.

• Security and Data Encryption: Security is a top priority for Todd. The platform implements full encryption for all data, ensuring that even if someone gains access to the database, personal information remains unreadable. Data at rest is protected using AES-256 encryption, while secure data transmission is ensured through TLS/HTTPS protocols. Role-based access control (RBAC) further restricts access to sensitive data, and multi-factor authentication (MFA) is used to enhance login security. Regular security audits are also conducted to maintain the highest standards of data privacy.

Ensuring full data encryption was a major challenge, as encrypting data at rest and in transit required careful backend logic. Designing a flexible asset allocation system that allows distribution by both percentage and value, while maintaining a user-friendly interface, added further complexity. Integrating legal services and enabling users to interact with professionals directly through the app also posed some challenges, requiring careful planning and coordination.

• Frontend: React – Provides a dynamic and responsive user interface.

• Backend: Go – Ensures high performance and efficient backend services.

• Security: AES-256 Encryption & MFA – Protects data and ensures secure user authentication.

Todd offers a comprehensive solution for personal and estate planning, ensuring users’ wishes are respected and loved ones are cared for after their passing. By securely managing personal information, assets, and legal documents, Todd removes the burden of planning from family members during difficult times. The platform’s advanced encryption ensures confidentiality and compliance with data privacy regulations, building trust among users. With Todd, users can rest assured that every detail is organized, and their legacy is managed seamlessly.